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An auto insurance policy is a contract between you and an insurance company - sometimes a local insurance company, sometimes nationwide. (It’s always a good idea to do an auto insurance quotes comparison – and we’re sure you’ll find that, in most cases, The General ® is the lowest!)

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SR-22 and Car Insurance Premiums. The insurance company usually won’t charge a lot for filing the SR-22 form or may not charge at all. However, expect your car insurance premiums to rise considerably once an SR-22 filing is necessary. That increase is not due to the SR-22 per se, but because of the underlying reason for the filing.

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